7631 BENT TREE LOOP
St Cloud, FL 34773
$341,900
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS!
Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7631 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home.
Now offered at $341,900, this move-in-ready Adams Home features pond view, covered lanai and no rear neighbors. This 3-bedroom, 2-bath 1515B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies.
The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors.
Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged.
This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit.
Harmony Central also ...
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Listing Courtesy of: ADAMS HOMES REALTY, INC.
407-523-1030
Buyer Represented by: QUALITY ONE REALTY CORP
| Listing Id: | O6389991 |
|---|---|
| List Price: | $341,900 |
| Close Price: | $341,900 |
| Close Date: | 2026-11-13 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Living Area: | 1,515 |
| Tax Annual Amount: | $698 |
| Lot Size Square Feet: | 9,583 |
| Lot Size Acres: | 0.14 |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | Harmony Central |
| Postal Code: | 34773 |
| Year Built: | 2026 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Disposal, Microwave, Range |
| Builder Name: | ADAMS HMS OF NW FLORIDA INC |
| Association Fee: | $825 |
| Association Fee Frequency: | Annually |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Builder |
| Building Area Total: | 1935 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | South |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | Driving Directions to Harmony Central from Floridas Turnpike: 1. Take Exit 244 for US-192 toward Kissimmee/St. Cloud. 2. Turn left onto US-192 E and continue through St. Cloud. 3. Turn left onto Narcoossee Rd (CR-15 N). 4. Turn right onto Schoolhouse Rd. 5. Turn left onto Sagefield Dr to enter Harmony Central. |
| Exterior Features: | Sidewalk |
| Flooring: | Carpet, Ceramic Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Clubhouse, Pool |
| Heating: | Central |
| Interior Features: | High Ceilings, In Wall Pest System |
| Laundry Features: | Laundry Room |
| Levels: | One |
| Ownership: | Fee Simple |
| Living Area Source: | Builder |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.14 |
| Postal Code Plus4: | 6213 |
| MLS Area Major: | 34773 - St Cloud (Harmony) |
| MLS Area Major: | 34773 - St Cloud (Harmony) |
| Original List Price: | $369,900 |
| Parcel Number: | 32-26-32-3666-000Q-0020 |
| Pets Allowed: | Yes |
| Township: | 26 |
| Road Surface Type: | Asphalt |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, USDA Loan, VA Loan |
| Tax Year: | 2025 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Cable Available, Electricity Connected, Sewer Connected, Water Connected |
| View: | Water |
| Water Source: | Public |
| Property Condition: | Completed |
| Public Survey Range: | 32 |
| Public Survey Section: | 32 |
| Zoning: | RES |
| Association Approval Required Yn: | No |
| Association Fee Requirement: | Required |
| Available For Lease Yn: | Yes |
| Backups Requested Yn: | Yes |
| Builder License Number: | CRC1330146 |
| Building Area Total Srch Sq M: | 179.77 |
| Calculated List Price By Calcula: | 225.68 |
| Cddyn: | No |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6389991?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6389991?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Garage Dimensions: | 18x20 |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 140.75 |
| Lot Size Square Meters: | 890 |
| Minimum Lease: | No Minimum |
| Monthly Hoa Amount: | $69 |
| Room Count: | 5 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $825 |
| Total Monthly Fees: | $69 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | Beth Connor |
| Association Phone: | 3217577902 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-523-1030 |
| Originating System Name : | Stellar MLS |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-03-11 |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | Yes |
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Property Last Updated: November 14, 2026 03:03 AM - ET
