4491 SE 89TH STREET
Ocala, FL 34480
$299,900
**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!**
**YES, YOU READ THAT RIGHT—QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss!
Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential!
Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces—perfect for entertaining!
The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower.
**NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for—SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting ...
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Listing Courtesy of: BRAINARD REALTY
813-922-2891
| Listing Id: | TB8566660 |
|---|---|
| List Price: | $299,900 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Living Area: | 1,541 |
| Tax Annual Amount: | $3,487 |
| Lot Size Square Feet: | 10,454 |
| Lot Size Acres: | 0.24 |
| Waterfront?: | No |
| City: | Ocala |
| County Or Parish: | Marion |
| Subdivision Name: | Summercrest |
| Postal Code: | 34480 |
| Year Built: | 2023 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer |
| Association Fee: | $150 |
| Association Fee Frequency: | Quarterly |
| Association Fee Includes: | Pool, Internet |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Owner |
| Building Area Total: | 1888 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | East |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | Driving Directions to 4491 SE 89th Street, Ocala, FL 34480: From I-75, take Exit 341 (CR 484) toward Belleview. Head east on CR 484. Turn left onto SE 36th Avenue, then right onto SE 95th Street. Turn left onto US 441/301 North, then right onto SE 92nd Place Road. Turn left onto SE 47th Court Road, left onto SE 91st Place, right onto SE 90th Lane Road, left onto SE 46th Court, left onto SE 89th Place Road, right onto SE 45th Terrace, and left onto SE 89th Street. The property will be on your right. |
| Elementary School: | Legacy Elementary School |
| Exterior Features: | Sidewalk |
| Flooring: | Carpet, Ceramic Tile |
| Furnished: | Unfurnished |
| Garage?: | Yes |
| Community Features: | Clubhouse, Community Mailbox, Dog Park, Playground, Pool |
| Heating: | Heat Pump |
| High School: | Belleview High School |
| Interior Features: | Ceiling Fans(s) |
| Laundry Features: | Laundry Room |
| Levels: | One |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.24 |
| Lot Size Dimensions: | 84x125 |
| Postal Code Plus4: | 4249 |
| Middle Or Junior School: | Belleview Middle School |
| MLS Area Major: | 34480 - Ocala |
| MLS Area Major: | 34480 - Ocala |
| Original List Price: | $299,900 |
| Other Equipment: | Smart Locks |
| Parcel Number: | 3664-001-015 |
| Pets Allowed: | Cats OK, Dogs OK |
| Stories Total: | 1 |
| Township: | 16S |
| Road Surface Type: | Asphalt |
| Roof: | Shingle |
| Listing Terms: | Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan |
| Tax Year: | 2025 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Electricity Connected, Sewer Connected, Water Connected |
| Water Source: | Public |
| Public Survey Range: | 22E |
| Public Survey Section: | 14 |
| Zoning: | PUD |
| Additional Lease Restrictions: | All information is deemed true- Buyers/Buyers agent to do own due diligence to verify. |
| Alternate Key Folio Num: | 3664-001-015 |
| Association Approval Required Yn: | No |
| Association Email: | communitycare@sentrymgt.com |
| Association Fee Requirement: | Required |
| Association Url: | sentrymgt.com |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 175.40 |
| Calculated List Price By Calcula: | 194.61 |
| Cddyn: | No |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Flood Zone Date: | 2008-08-28 |
| Flood Zone Panel: | 12083C0729D |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 143.16 |
| Lot Size Square Meters: | 971 |
| Minimum Lease: | 1-2 Years |
| Monthly Hoa Amount: | $50 |
| Num Of Own Years Prior To Lse: | 0 |
| Room Count: | 3 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $600 |
| Total Monthly Fees: | $50 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | Wayne Royce- Sentry Management |
| Association Phone: | 3523908916 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 813-922-2891 |
| Originating System Name : | Stellar MLS |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-11-13 |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: November 14, 2026 03:03 AM - ET
