3174 PHLOX DRIVE
Palm Harbor, FL 34684
$229,000
Open Houses
Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa, plus a bonus/flex room in the desirable Cloverplace community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **ROOF replaced in 2022** and a **newer HVAC system**. Inside, you'll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere.
Step into the bright and airy sunroom overlooking a **nicely FENCED backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you're looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor's most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!
Listing Courtesy of: RAGSDALE RESIDENTIAL REALTY
727-742-3789
| Listing Id: | TB8531522 |
|---|---|
| List Price: | $229,000 |
| Property Type: | Residential |
| Property Sub Type: | Villa |
| Status: | Active |
| Bedrooms Total: | 2 |
| Bathrooms Full: | 2 |
| Living Area: | 860 |
| Tax Annual Amount: | $2,702 |
| Lot Size Square Feet: | 3,742 |
| Lot Size Acres: | 0.08 |
| Architectural Style: | Traditional |
| Waterfront?: | No |
| City: | Palm Harbor |
| County Or Parish: | Pinellas |
| Subdivision Name: | Cloverplace Condo |
| Postal Code: | 34684 |
| Year Built: | 1984 |
| Appliances: | Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener |
| Association Amenities: | Pool, Vehicle Restrictions |
| Association Fee: | $230 |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Common Area Taxes, Pool, Maintenance Grounds, Sewer, Trash |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 860 |
| Building Area Units: | Square Feet |
| Direction Faces: | North |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | US Hwy 19 to east on Tampa Rd. Left on Lake St. George Dr. Left on Cloverplace Dr. Right on Phlox Dr. Home (3174 Phlox Drive) is on the left. |
| Elementary School: | Highland Lakes Elementary-PN |
| Exterior Features: | Private Mailbox, Private Yard, Sidewalk, Storage |
| Fencing: | Fenced, Vinyl |
| Flooring: | Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 1 |
| Garage?: | Yes |
| Community Features: | Buyer Approval Required, Deed Restrictions, No Truck/RV/Motorcycle Parking, Pool, Sidewalks, Street Lights |
| Heating: | Electric |
| High School: | Palm Harbor Univ High-PN |
| Interior Features: | Cathedral Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat |
| Laundry Features: | Inside |
| Levels: | One |
| Ownership: | Condominium |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | In County, Landscaped, Private, Sidewalk, Paved |
| Lot Size Acres: | 0.08 |
| Postal Code Plus4: | 3442 |
| Middle Or Junior School: | Carwise Middle-PN |
| MLS Area Major: | 34684 - Palm Harbor |
| MLS Area Major: | 34684 - Palm Harbor |
| Other Structures: | Additional Single Family Home, Shed(s) |
| Original List Price: | $365,000 |
| Other Equipment: | Irrigation Equipment, Private Yard |
| Parcel Number: | 08-28-16-16795-004-1640 |
| Parking Features: | Converted Garage, Driveway, Garage Door Opener |
| Patio And Porch Features: | Enclosed, Patio |
| Pets Allowed: | Cats OK, Dogs OK, Size Limit, Yes |
| Pool Features: | Gunite, In Ground |
| Property Attached?: | Yes |
| Stories Total: | 1 |
| Township: | 28 |
| Road Surface Type: | Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional |
| Tax Year: | 2025 |
| Security Features: | Smoke Detector(s) |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected |
| View: | Garden, Tennis Court |
| Water Source: | Public |
| Property Condition: | Completed |
| Public Survey Range: | 16 |
| Public Survey Section: | 08 |
| Zoning: | RPD-7.5 |
| Possession: | Close Of Escrow |
| Vegetation: | Mature Landscaping, Trees/Landscaped |
| Window Features: | Blinds, Drapes |
| Additional Lease Restrictions: | To be verified by the buyer and/or buyer's agent through the HOA. |
| Additional Rooms: | Inside Utility |
| Alternate Key Folio Num: | 082816167950041640 |
| Approval Process: | To be verified by the buyer and/or buyer's agent through the HOA. |
| Association Approval Required Yn: | Yes |
| Association Email: | info@ProActiveFL.com |
| Association Fee Requirement: | Required |
| Association Url: | https://proactivefl.com/proactive-property-managem |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 79.90 |
| Calculated List Price By Calcula: | 266.28 |
| Cddyn: | No |
| Disaster Mitigation: | Above Flood Plain, Fire/Smoke Detection Integration |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8531522?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/TB8531522?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 79.90 |
| Lot Size Square Meters: | 348 |
| Minimum Lease: | 8-12 Months |
| Monthly Hoa Amount: | $230 |
| Num Of Own Years Prior To Lse: | 1 |
| Other Exemptions Yn: | No |
| Pet Restrictions: | Buyer and Buyer's Agent need to verify all info on pet restrictions with HOA. |
| Pet Size: | Small (16-35 Lbs.) |
| Property Description: | Corner Unit, End Unit |
| Realtor Info: | As-Is, Assoc approval required, Docs Available, Lease Restrictions, See Attachments, Subject to Approval |
| Room Count: | 4 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $2,760 |
| Total Monthly Fees: | $230 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 1 |
| Road Responsibility: | Public Maintained Road |
| Association Name: | Fatima |
| Association Phone: | 727.942.4755 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 727-742-3789 |
| Originating System Name : | Stellar MLS |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-07-20 |
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Property Last Updated: October 23, 2026 05:43 AM - ET
