2962 HARLOW AVENUE
St Cloud, FL 34772
$360,000
BACK ON THE MARKET, BUYER UNABLE TO CLOSE | PRICE BELOW VA APPRAISAL | NEW A/C 2025 | $40K+ IN UPGRADES | EXPANDED PAVER PATIO | COVERED OUTDOOR LIVING AREA | HURRICANE PANELS INCLUDED. Move-in ready and meticulously maintained, this 3-bedroom, 2-bath home offers a rare combination of meaningful upgrades, privacy, and exceptional outdoor living. The previous buyer was unable to complete the purchase due to financial circumstances, creating a new opportunity for qualified buyers. One of the home’s standout features is the backyard: an EXPANDED PAVER PATIO, FULL PVC PRIVACY FENCE, screened lanai, and CUSTOM COVERED OUTDOOR LIVING AREA complete with ceiling fans, lighting, and blackout curtains—creating an ideal space for entertaining, outdoor dining, and year-round Florida living. Inside, you’ll find a bright split-bedroom floor plan, quartz countertops and backsplash, stainless steel appliances, luxury vinyl flooring, tastefully refreshed bathrooms with updated lighting, fixtures, and decorative accent features, and a spacious primary suite overlooking the backyard with dual sinks, a soaking tub, separate shower, and walk-in closet. Additional highlights include a NEW A/C SYSTEM (2025), beautiful pond views, a two-car garage, and a COMPLETE HURRICANE PROTECTION PACKAGE with CUSTOM-FITTED ALUMINUM PANELS for all exterior-facing openings. Designed specifically for the home, these lightweight yet durable panels are easy to store, handle, and install when needed, providing reliable storm protection and valuable peace of mind during Florida’s storm season. The complete hurricane protection package will convey with the property. Conveniently located close ...
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Listing Courtesy of: FLORIDA REALTY INVESTMENTS
407-207-2220
Buyer Represented by: KELLER WILLIAMS ADVANTAGE III
| Listing Id: | O6392777 |
|---|---|
| List Price: | $339,500 |
| Close Price: | $360,000 |
| Close Date: | 2026-10-19 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Living Area: | 1,527 |
| Tax Annual Amount: | $6,679 |
| Lot Size Square Feet: | 6,970 |
| Lot Size Acres: | 0.16 |
| Architectural Style: | Florida |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | Gramercy Farms Ph 4 |
| Postal Code: | 34772 |
| Year Built: | 2018 |
| Appliances: | Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer |
| Association Fee: | $102 |
| Association Fee Frequency: | Annually |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 2086 |
| Building Area Units: | Square Feet |
| Direction Faces: | Northeast |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | Coming from Hickory Tree Rd, turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles, turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after. |
| Elementary School: | Hickory Tree Elem |
| Exterior Features: | Private Yard, Rain Gutters, Sidewalk |
| Fencing: | Fenced, Vinyl |
| Flooring: | Carpet, Laminate, Vinyl |
| Furnished: | Negotiable |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Heating: | Central |
| High School: | Harmony High |
| Interior Features: | Ceiling Fans(s), Eat-in Kitchen, Thermostat, Walk-In Closet(s) |
| Laundry Features: | Laundry Room |
| Levels: | One |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.16 |
| Postal Code Plus4: | 8997 |
| Middle Or Junior School: | Harmony Middle |
| MLS Area Major: | 34772 - St Cloud (Narcoossee Road) |
| MLS Area Major: | 34772 - St Cloud (Narcoossee Road) |
| Other Structures: | Other |
| Original List Price: | $368,000 |
| Other Equipment: | Irrigation Equipment, Private Yard |
| Parcel Number: | 19-26-31-0161-0001-2220 |
| Parking Features: | Garage Door Opener |
| Patio And Porch Features: | Front Porch, Patio, Rear Porch, Screened |
| Pets Allowed: | Yes |
| Township: | 26 |
| Road Surface Type: | Asphalt, Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Cable Connected, Public |
| View: | Water |
| Water Source: | Public |
| Public Survey Range: | 31 |
| Public Survey Section: | 19 |
| Zoning: | RES |
| Tax Other Annual Assessment Amount: | 2091 |
| Vegetation: | Mature Landscaping |
| Additional Lease Restrictions: | Buyer and/or buyer agent to verify with the HOA |
| Additional Rooms: | Inside Utility |
| Alternate Key Folio Num: | 26-31-19-0161-0001-222.0 |
| Approval Process: | Buyer and/or buyer agent to verify with the HOA |
| Association Approval Required Yn: | No |
| Association Email: | hoageneral@rizzetta.com |
| Association Fee Requirement: | Required |
| Available For Lease Yn: | Yes |
| Backups Requested Yn: | Yes |
| Building Area Total Srch Sq M: | 193.80 |
| Calculated List Price By Calcula: | 222.33 |
| Cddyn: | Yes |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6392777?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6392777?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Flood Zone Date: | 2013-06-18 |
| Flood Zone Panel: | 12097C0260G |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 141.86 |
| Lot Size Square Meters: | 648 |
| Minimum Lease: | 8-12 Months |
| Monthly Hoa Amount: | $9 |
| Pet Restrictions: | Buyer and/or buyer agent to verify with the HOA |
| Room Count: | 6 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $102 |
| Total Monthly Fees: | $9 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | Yes |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Zoning Compatible Yn: | Yes |
| Association Name: | Rizzetta and Company, Inc |
| Association Name 2: | Gramercy Farms Master Association |
| Association Phone: | Tisha Andrew |
| Association Phone 2: | 407-472-2471 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-207-2220 |
| Originating System Name : | Stellar MLS |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-03-26 |
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Property Last Updated: October 21, 2026 07:48 AM - ET
