2625 TERRA CEIA BAY BOULEVARD, #103
Palmetto, FL 34221
$189,900
Open Houses
**Coastal Florida Living in The Palms of Terra Ceia Bay**
Enjoy the relaxed Florida lifestyle in this spacious first-floor 2-bedroom, 2-bath condo with a dedicated office in the desirable gated waterfront golf community of The Palms of Terra Ceia Bay in Palmetto, Florida. This well-maintained building offers peace of mind with a completed Milestone Inspection Report and Reserve Study (SIRS) on file, providing confidence in the building’s structural and financial strength.
Inside, you’ll find comfortable one-level living with a flexible office space perfect for working remotely, hobbies, or a quiet retreat. Step outside to your screened lanai and enjoy peaceful nature views while soaking in the beauty of coastal Florida.
Low condo fees include everything except electricity, along with access to the community pool and the many benefits of maintenance-free living. The active Palms of Terra Ceia Bay community offers a welcoming social lifestyle with a clubhouse where neighbors gather for trivia, bridge, mahjong, bingo, meals, cocktails, and plenty of opportunities to make new friends.
Ideally located near three airports (TPA, SRQ, and PIE), Anna Maria Island beaches, downtown Bradenton, and just across the Skyway Bridge to St. Petersburg, this is the perfect place to enjoy sunshine, nature, and the laid-back coastal retirement lifestyle Florida is known for. Smoke free Building
Listing Courtesy of: BRIGHT REALTY
941-552-6036
| Listing Id: | A4698587 |
|---|---|
| List Price: | $189,900 |
| Property Type: | Residential |
| Property Sub Type: | Condominium |
| Status: | Active |
| Bedrooms Total: | 2 |
| Bathrooms Full: | 2 |
| Living Area: | 1,380 |
| Condo Fees: | 2,300.0 |
| Tax Annual Amount: | $2,500 |
| Lot Size Square Feet: | 70,031 |
| Lot Size Acres: | 1.61 |
| Waterfront?: | No |
| City: | Palmetto |
| County Or Parish: | Manatee |
| Subdivision Name: | The Estuaries II |
| Postal Code: | 34221 |
| Year Built: | 1997 |
| Additional Parcels?: | No |
| Appliances: | Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer |
| Association Amenities: | Cable TV, Elevators, Gated, Golf Course, Maintenance, Optional Additional Fees, Pool |
| Association Fee Includes: | Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Pest Control, Sewer, Trash, Water |
| Attached Garage?: | No |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Public Records |
| Building Area Total: | 1496 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | East |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Directions: | From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate Travel along Terra Ceia Bay Circle to the last high-rise on your right Estuaries 2 . Park out front and take elevator to 1st floor |
| Elementary School: | Palmetto Elementary-MN |
| Exterior Features: | Balcony, Lighting, Storage |
| Flooring: | Carpet, Ceramic Tile, Laminate |
| Furnished: | Unfurnished |
| Garage?: | No |
| Community Features: | Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Street Lights |
| Heating: | Central, Electric |
| High School: | Palmetto High |
| Interior Features: | Ceiling Fans(s), Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s) |
| Laundry Features: | Electric Dryer Hookup, Laundry Closet |
| Levels: | One |
| Ownership: | Condominium |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | Near Golf Course |
| Lot Size Acres: | 1.61 |
| Postal Code Plus4: | 5958 |
| Middle Or Junior School: | Lincoln Middle |
| MLS Area Major: | 34221 - Palmetto/Rubonia |
| MLS Area Major: | 34221 - Palmetto/Rubonia |
| Other Structures: | Storage |
| Original List Price: | $209,000 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 2412711653 |
| Parking Features: | Covered, Ground Level, Open, Reserved |
| Pets Allowed: | Cats OK, Dogs OK, Number Limit, Size Limit, Yes |
| Stories Total: | 8 |
| Township: | 34 |
| Road Surface Type: | Paved |
| Roof: | Built-Up, Membrane |
| Listing Terms: | Cash, Conventional |
| Tax Year: | 2025 |
| Security Features: | Fire Sprinkler System, Smoke Detector(s) |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | Probate Listing |
| Water Body Name: | TERRA CEIA BAY |
| State Or Province: | FL |
| Association?: | No |
| Utilities: | Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected |
| View: | Trees/Woods |
| Water Source: | Public |
| Public Survey Range: | 17 |
| Public Survey Section: | 10 |
| Zoning: | PDH |
| Possession: | Close Of Escrow |
| Tax Other Annual Assessment Amount: | 652 |
| Home Warranty?: | No |
| Additional Lease Restrictions: | , Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601 |
| Additional Rooms: | Den/Library/Office |
| Alternate Key Folio Num: | 2412711653 |
| Amenities Additional Fees: | https://www.terraceiabaycc.com/memberships |
| Approval Process: | Submit approval application to management company Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601 |
| Association Approval Required Yn: | Yes |
| Association Email: | Merie Mangan |
| Association Url: | www.rescom-realestate.com |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 138.98 |
| Building Elevator Yn: | Yes |
| Building Name Number: | THE ESTUARIES 2 |
| Calculated List Price By Calcula: | 137.61 |
| Cddyn: | Yes |
| Condo Fees Term: | Quarterly |
| Condo Land Included Yn: | No |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/A4698587?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/A4698587?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | AE |
| Flood Zone Date: | 2021-08-10 |
| Flood Zone Panel: | 12081C0162F |
| Floor Number: | 1 |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 128.21 |
| Lot Size Square Meters: | 6506 |
| Minimum Lease: | 3 Months |
| Monthly Condo Fee Amount: | $767 |
| Number Of Pets: | 1 |
| Num Times per Year: | 3 |
| Pet Restrictions: | 1 pet under 35 pounds, Buyer to confirm with Rescom Management Company Merie Mangan 941-800-3601 |
| Pet Size: | Small (16-35 Lbs.) |
| Property Description: | Elevated, High Rise |
| Realtor Info: | 3rd Party Approval Req, As-Is, Assoc approval required, CDD Addendum required, No Sign |
| Room Count: | 7 |
| Sdeo yn: | No |
| Sw Subdiv Community Name: | The Estuaries 2 |
| Total Annual Fees: | $9,200 |
| Total Monthly Fees: | $767 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | Res-Com Management Company |
| Association Phone: | mmangan@rescom-m |
| Association 2 Yn: | 0 |
| Attribution Contact: | 941-552-6036 |
| Originating System Name : | Stellar MLS |
| Community Association Water Features: | Bay/Harbor Front, Dock, Fishing, Waterfront |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Num Assigned Parking Spaces: | 1 |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-07-01 |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | No |
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Property Last Updated: November 04, 2026 03:02 AM - ET
