1190 SUGAR BELT DRIVE
St Cloud, FL 34771
$800,000
Experience country elegance and modern craftsmanship in this custom-built farmhouse on a full acre—no HOA, no water or sewer bills, and every upgrade you could dream of. Constructed with solid concrete block, this 2004 residence offers 3,087 sq ft of heated living space (4,574 sq ft total under roof), wrapped in timeless curb appeal and thoughtful design. Inside you’ll find solid wood flooring, level 4 drywall finishes, and a chef’s kitchen featuring a gas cooktop, farmhouse sink, quartz counters, and views across the covered lanai to your screen-enclosed pool. The downstairs primary suite has been fully renovated with spa-style finishes, while upstairs you’ll find generous bedrooms, walk-in closets throughout, and abundant storage. Two oversized garages—one a 38’-deep workshop with bathroom and cabinetry, and the other a finished two-car bay with generator interlock—provide parking for up to six vehicles under roof, plus a circle drive in both the front and rear for guests and trailers. A detached, climate-controlled garden house/greenhouse/gym (340 sq ft) with power, water, and HVAC offers the perfect studio, gym, or creative retreat. This property has been meticulously maintained with 2020 roof, new porch roof and screen enclosure (2025), new submersible well pump (2025), new water heater (2022), HVAC (2017) with mini-split in master (2023), fresh paint (2024), and fully renovated kitchen and baths (2023-24). Enjoy your own well and septic, UV water-treatment system, fruit trees, and total privacy—just minutes from Lake Nona, Medical City, and SR 417. ...
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Listing Courtesy of: ORLANDO PROPERTY ADVISORS
407-808-3695
Buyer Represented by: ATRIUM REALTY, LLC
| Listing Id: | O6397601 |
|---|---|
| List Price: | $859,000 |
| Close Price: | $800,000 |
| Close Date: | 2026-10-30 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 2 |
| Bathrooms Half: | 2 |
| Living Area: | 3,087 |
| Tax Annual Amount: | $6,806 |
| Lot Size Square Feet: | 43,560 |
| Lot Size Acres: | 1.0 |
| Architectural Style: | Bungalow, Craftsman, Custom, Florida, Ranch |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | Runnymede Oaks Unrec |
| Postal Code: | 34771 |
| Year Built: | 2004 |
| Additional Parcels?: | No |
| Appliances: | Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Water Filtration System, Water Softener |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 4 |
| Building Area Source: | Public Records |
| Building Area Total: | 4574 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | East |
| Foundation Details: | Slab |
| Construction Materials: | Block, Cement Siding |
| Cooling: | Central Air |
| Directions: | Narcoossee road south into st cloud right on old oak trail, house on left. |
| Elementary School: | Narcoossee Elementary |
| Exterior Features: | Rain Gutters, Sidewalk |
| Fencing: | Fenced, Vinyl |
| Flooring: | Carpet, Ceramic Tile, Wood |
| Furnished: | Unfurnished |
| Garage Spaces: | 6 |
| Garage?: | Yes |
| Heating: | Central, Radiant Ceiling, Zoned |
| Interior Features: | Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s) |
| Laundry Features: | Inside, Laundry Room |
| Levels: | Two |
| Ownership: | Fee Simple |
| Living Area Source: | Owner |
| Living Area Units: | Square Feet |
| Lot Features: | Cleared, Corner Lot, In County, Oversized Lot, Paved |
| Lot Size Acres: | 1 |
| Lot Size Dimensions: | 165x264 |
| Postal Code Plus4: | 7238 |
| Middle Or Junior School: | Narcoossee Middle |
| MLS Area Major: | 34771 - St Cloud (Magnolia Square) |
| MLS Area Major: | 34771 - St Cloud (Magnolia Square) |
| Other Structures: | Greenhouse, Workshop |
| Original List Price: | $950,000 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 31-25-31-8000-0001-0560 |
| Parking Features: | Boat, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized, Garage, Workshop in Garage |
| Patio And Porch Features: | Covered, Front Porch, Patio, Rear Porch, Screened |
| Pool Features: | Gunite, Heated, In Ground, Salt Water |
| Stories Total: | 2 |
| Township: | 25S |
| Road Surface Type: | Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, VA Loan |
| Tax Year: | 2025 |
| Security Features: | Fire Alarm |
| Senior Community?: | No |
| Sewer: | Septic Tank |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | No |
| Utilities: | Cable Connected, Electricity Connected, Propane, Sprinkler Well |
| View: | Garden, Pool, Trees/Woods |
| Water Source: | Well |
| Public Survey Range: | 31E |
| Public Survey Section: | 31 |
| Zoning: | OAR1 |
| Spa Features: | Heated, In Ground |
| Spa?: | Yes |
| Vegetation: | Fruit Trees, Mature Landscaping, Oak Trees, Trees/Landscaped, Wooded |
| Window Features: | Shutters |
| Additional Rooms: | Family Room, Formal Dining Room Separate, Great Room, Storage Rooms |
| Association Approval Required Yn: | No |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 424.94 |
| Calculated List Price By Calcula: | 278.26 |
| Cddyn: | No |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6397601?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6397601?w=Customer |
| Dpryn: | No |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Garage Dimensions: | 23x27 |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 286.79 |
| Lot Size Square Meters: | 4047 |
| Minimum Lease: | 7 Months |
| Number Of Septics: | 1 |
| Number Of Wells: | 1 |
| Realtor Info: | No Sign |
| Room Count: | 8 |
| Sdeo yn: | No |
| Total Acreage: | 1 to less than 2 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Road Responsibility: | Public Maintained Road |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-808-3695 |
| Originating System Name : | Stellar MLS |
| In Law Suite Description: | Detached (ADU), Studio |
| In Law Suite Total Sq Ft: | 340.00 |
| In Law Suite Under Air Sq Ft: | 340.00 |
| In Law Suite Yn: | Yes |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-04-09 |
| Fireplace?: | No |
| Pool Private?: | Yes |
| New Construction?: | No |
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Property Last Updated: November 01, 2026 03:45 AM - ET
