1032 TOP MINNOW ROAD
St Cloud, FL 34771
$461,000
What's Special: Loft | High Ceilings | Close to Trails. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Captiva at 1032 Top Minnow Road in The Waters at Center Lake Ranch! This thoughtfully designed home welcomes you with a bright foyer that leads to a dramatic two-story great room, creating an open and airy feel. The kitchen flows seamlessly into the dining area, making everyday living and entertaining easy. The private primary suite is tucked on the first floor and features a spacious bathroom and walk-in closet. Upstairs, a versatile loft overlooks the great room and is accompanied by two secondary bedrooms, including one with an en-suite bathroom, and an additional full bathroom. A covered lanai and two-car garage complete the home. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: Gourmet kitchen, covered lanai, shower in place of tub at bath 2, 8' interior doors, pre-plumb for future tub at laundry, GE refrigerator, and washer and dryer. Photos are for representative purposes only. MLS#O6401717
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLORIDA INC
407-756-5025
Buyer Represented by: STELLAR NON-MEMBER OFFICE
| Listing Id: | O6401717 |
|---|---|
| List Price: | $461,870 |
| Close Price: | $461,000 |
| Close Date: | 2026-10-22 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 3 |
| Bathrooms Half: | 1 |
| Living Area: | 1,989 |
| Tax Annual Amount: | $0 |
| Lot Size Square Feet: | 4,800 |
| Lot Size Acres: | 0.11 |
| Architectural Style: | Craftsman |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | The Waters At Center Lake Ranch |
| Postal Code: | 34771 |
| Year Built: | 2026 |
| Appliances: | Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater |
| Association Amenities: | Basketball Court, Playground, Pool |
| Builder Name: | Taylor Morrison |
| Association Fee: | $84 |
| Association Fee Frequency: | Monthly |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 4 |
| Building Area Source: | Builder |
| Building Area Total: | 2514 |
| Building Area Units: | Square Feet |
| Direction Faces: | East |
| Foundation Details: | Slab |
| Construction Materials: | Block, Cement Siding, Stucco |
| Cooling: | Central Air |
| Directions: | From Orlando via I-4 W: Take exit 77 to Floridas Turnpike S/Miami. Merge onto Floridas Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr. |
| Elementary School: | Narcoossee Elementary |
| Flooring: | Carpet, Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Dog Park, Playground, Pool, Street Lights |
| Heating: | Central |
| High School: | Harmony High |
| Interior Features: | High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments |
| Laundry Features: | Inside |
| Levels: | Two |
| Ownership: | Fee Simple |
| Living Area Source: | Builder |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.11 |
| Middle Or Junior School: | Narcoossee Middle |
| MLS Area Major: | 34771 - St Cloud (Magnolia Square) |
| MLS Area Major: | 34771 - St Cloud (Magnolia Square) |
| Original List Price: | $461,870 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 29-25-31-0945-0001-1220 |
| Parking Features: | Driveway, Garage Door Opener |
| Pets Allowed: | Breed Restrictions, Yes |
| Township: | . |
| Road Surface Type: | Asphalt |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Builder Model: | Captiva |
| Utilities: | BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Underground Utilities, Water Available |
| Water Source: | Public |
| Property Condition: | Completed |
| Public Survey Range: | . |
| Public Survey Section: | . |
| Zoning: | RES |
| Possession: | Close Of Escrow |
| Tax Other Annual Assessment Amount: | 2078 |
| Window Features: | Window Treatments |
| Home Warranty?: | Yes |
| Additional Lease Restrictions: | See Sales agents for lease restrictions. |
| Additional Rooms: | Family Room, Inside Utility, Loft |
| Approval Process: | See Sales agents for lease restrictions. |
| Association Approval Required Yn: | Yes |
| Association Fee Requirement: | Required |
| Available For Lease Yn: | Yes |
| Backups Requested Yn: | No |
| Builder License Number: | CBC1257462 |
| Building Area Total Srch Sq M: | 233.56 |
| Building Name Number: | TAYLOR MORRISON |
| Calculated List Price By Calcula: | 232.21 |
| Cddyn: | Yes |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6401717?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/O6401717?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 184.78 |
| Lot Size Square Meters: | 446 |
| Minimum Lease: | 6 Months |
| Monthly Hoa Amount: | $84 |
| Permit Number: | NA |
| Pet Restrictions: | See Sales agent for restrictions |
| Room Count: | 6 |
| Sdeo yn: | No |
| Sw Subdiv Community Name: | Not Applicable |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $1,007 |
| Total Monthly Fees: | $84 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | Castle Group |
| Association Phone: | 800-337-5850 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-756-5025 |
| Originating System Name : | Stellar MLS |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-04-23 |
| New Construction?: | Yes |
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Property Last Updated: October 24, 2026 04:17 AM - ET
