644 HART LAKE DRIVE
Winter Haven, FL 33884
$685,000
From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point.
Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication.
The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing.
The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room.
The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and ...
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Listing Courtesy of: THE STONES REAL ESTATE FIRM
863-412-2080
Buyer Represented by: THE STONES REAL ESTATE FIRM
| Listing Id: | L4964782 |
|---|---|
| List Price: | $699,000 |
| Close Price: | $685,000 |
| Close Date: | 2026-10-22 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 3 |
| Living Area: | 2,511 |
| Tax Annual Amount: | $7,064 |
| Lot Size Square Feet: | 27,177 |
| Lot Size Acres: | 0.62 |
| Architectural Style: | Custom |
| Waterfront?: | Yes |
| City: | Winter Haven |
| County Or Parish: | Polk |
| Subdivision Name: | Hart Lake Hills Ph 01 |
| Postal Code: | 33884 |
| Year Built: | 2002 |
| Appliances: | Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator |
| Association Amenities: | Gated |
| Association Fee: | $1,000 |
| Association Fee Frequency: | Annually |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 3 |
| Building Area Source: | Public Records |
| Building Area Total: | 3350 |
| Building Area Units: | Square Feet |
| Direction Faces: | West |
| Foundation Details: | Slab |
| Construction Materials: | Block, Stucco |
| Cooling: | Central Air |
| Fireplace Features: | Electric, Other |
| Directions: | Hwy 27 to Thompson Nursery Rd - West on Thompson Nursery Rd - South on 653 - East on Hart Lake Blvd - Once through the gate take a left - Home will be on your right |
| Elementary School: | Chain O Lakes Elem |
| Flooring: | Carpet, Hardwood, Travertine |
| Furnished: | Unfurnished |
| Garage Spaces: | 3 |
| Garage?: | Yes |
| Community Features: | Gated Community - No Guard |
| Heating: | Central, Electric |
| High School: | Mclaughlin Academy Of Excellence |
| Interior Features: | Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s) |
| Laundry Features: | Inside, Laundry Room |
| Levels: | One |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | In County, Paved |
| Lot Size Acres: | 0.62 |
| Postal Code Plus4: | 4145 |
| Middle Or Junior School: | McLaughlin Academy Of Excellence |
| MLS Area Major: | 33884 - Winter Haven / Cypress Gardens |
| MLS Area Major: | 33884 - Winter Haven / Cypress Gardens |
| Original List Price: | $699,000 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 26-29-24-690592-000190 |
| Parking Features: | Driveway, Garage Door Opener |
| Patio And Porch Features: | Porch, Screened |
| Pets Allowed: | Yes |
| Pool Features: | Gunite, In Ground, Salt Water, Screen Enclosure |
| Township: | 29 |
| Road Surface Type: | Paved |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional |
| Tax Year: | 2025 |
| Security Features: | Gated Community |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| Water Body Name: | LAKE HART |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | Cable Connected, Electricity Connected, Sewer Connected, Water Connected |
| View: | Pool, Water |
| Water Source: | Public |
| Property Condition: | Completed |
| Public Survey Range: | 26 |
| Public Survey Section: | 24 |
| Possession: | Close Of Escrow |
| Vegetation: | Mature Landscaping |
| Waterfront Features: | Lake Front |
| Window Features: | Blinds, Double Pane Windows, Shades |
| Additional Lease Restrictions: | Must contact the HOA directly to confirm all leasing rules and restrictions. No short term. Minimum 12 month lease. |
| Additional Rooms: | Formal Dining Room Separate, Formal Living Room Separate, Inside Utility |
| Alternate Key Folio Num: | 24-29-26-690592-000190 |
| Approval Process: | Must contact the HOA directly to confirm all leasing rules and restrictions. |
| Association Approval Required Yn: | Yes |
| Association Email: | hartlakehillshoa@hartlakehills.com |
| Association Fee Requirement: | Required |
| Association Url: | hartlakehills.com |
| Available For Lease Yn: | Yes |
| Backups Requested Yn: | No |
| Building Area Total Srch Sq M: | 311.23 |
| Calculated List Price By Calcula: | 278.38 |
| Cddyn: | No |
| Dprurl: | https://www.workforce-resource.com/dpr/listing/MFRMLS/L4964782?w=Agent&skip_sso=true |
| Dprurl 2: | https://www.workforce-resource.com/dpr/listing/MFRMLS/L4964782?w=Customer |
| Dpryn: | Yes |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Flood Zone Date: | 2016-12-22 |
| Flood Zone Panel: | 12105C0535H |
| Garage Dimensions: | 20x26 |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | Yes |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 233.28 |
| Lot Size Square Meters: | 2525 |
| Minimum Lease: | 1-2 Years |
| Monthly Hoa Amount: | $83 |
| Num Times per Year: | 1 |
| Other Exemptions Yn: | No |
| Pet Restrictions: | Must contact the HOA directly to confirm all pet rules and restrictions. |
| Realtor Info: | As-Is, Sign |
| Room Count: | 13 |
| Sdeo yn: | No |
| Total Acreage: | 1/2 to less than 1 |
| Total Annual Fees: | $1,000 |
| Total Monthly Fees: | $83 |
| Unit Number Yn: | No |
| Water Access: | Lake |
| Water Access Yn: | Yes |
| Water Extras Yn: | No |
| Water Frontage Feet Lake: | 134 |
| Waterfront Feet Total: | 134 |
| Water View: | Yes |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Zoning Compatible Yn: | Yes |
| Association Name: | Hart Lake Hills HOA |
| Association 2 Yn: | 0 |
| Attribution Contact: | 863-412-2080 |
| Originating System Name : | Stellar MLS |
| Community Association Water Features: | Community Boat Ramp, Water Access |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Listing Contract Date: | 2026-09-04 |
| Fireplace?: | Yes |
| Pool Private?: | Yes |
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Property Last Updated: October 23, 2026 03:40 AM - ET
